Universal Credit has replaced tax credits for most people.
If you already get Child Tax Credits, you can still add Working Tax Credits to your claim.
If you made a claim for Working Tax Credits in the last tax year, you might be able to make a new claim. You should talk to an adviser to find out if you can.
If you’ve reached your State Pension age, you can’t make a new claim for working tax credits. You should check if you can get Pension Credit.
You can check your State Pension age on GOV.UK.
To get Working Tax Credits you must be on a low income and work at least 16 hours a week.
What counts as a low income, and how many hours you need to work depends on your circumstances.
If you’re in more than one of these situations, look at the one that needs the fewest hours.
If you got a severe disability premium (SDP)
You can’t make a new claim for tax credits but you can claim Universal Credit instead.
If you’ve been told to claim Universal Credit by a certain date
If you get a letter telling you to claim Universal Credit by a certain deadline, this is a ‘migration notice’. Check what you should do if you get a migration notice.If you haven’t been told to claim Universal Credit by a certain date
You might get an extra amount in your Universal Credit when you apply – this is called an ‘SDP transitional element’. You’ll get the SDP transitional element if you apply for Universal Credit within a month after you stop getting the benefit with the SDP. You can’t get the SDP transitional element if either:- the only benefit you got the premium with was Housing Benefit
- you move in with a partner who is claiming Universal Credit
If you also got a disability premium with your benefit
You can get an extra amount on top of your transitional element if you got the SDP and one of the following with your benefit:- a disability premium
- an enhanced disability premium
- a child disability premium or disabled child element
If you applied for Universal Credit before 27 January 2021
You couldn’t claim Universal Credit if you were getting, or recently stopped getting, a benefit with an SDP. If you applied for Universal Credit before 27 January 2021, talk to an adviser to check what you’re entitled to.If you’ve been told to claim Universal Credit by a certain date
The Department for Work and Pensions are stopping some people’s benefits and telling them to claim Universal Credit instead. If you get a letter telling you to claim Universal Credit by a certain deadline, this is a ‘migration notice’. You should claim Universal Credit by the deadline in the migration notice. Your old benefits will stop after the deadline. You might miss out on some money if you apply after the deadline. Check what you should do if you get a migration notice.If you’re under 25
You can only claim tax credits if you work at least 16 hours a week and are either:
- responsible for a child under 16
- eligible for the ‘disability element’
If you get other benefits
Tax credits can have a knock-on effect on other benefits you claim. For example, if you claim tax credits you might stop getting Income Support – this could mean you’re no longer automatically eligible for Housing Benefit.
This means claiming tax credits might leave you worse off. If you’re 18 or over, you can use the Turn2us benefits calculator to check if it’s worth claiming tax credits. You’ll need to enter details of the other benefits you claim.
If you’d rather speak to someone in person, contact us. An adviser can help you work out if claiming tax credits would leave you better off.
If you get help with childcare costs
You can’t get tax-free childcare at the same time as working tax credits.
If you use childcare vouchers you can apply for tax credits, but you won’t be able to get the childcare element of working tax credit.
You can find out whether you’ll be better off with tax-free childcare, childcare vouchers or tax credits on GOV.UK.
If you’re not a UK citizen
You can only get Working Tax Credits if your immigration status lets you claim public funds.
You can claim public funds if you have any of the following:
- British or Irish citizenship
- pre-settled or settled status from the EU Settlement Scheme – or if you’ve applied to the scheme and you’re waiting for a decision
- indefinite leave – unless you came to the UK on an adult dependent relative visa
- refugee status or humanitarian protection
- right of abode
Your tax credits estimate
The amount you could get in tax credits depends on your income as well other factors such as whether you have children. To get an estimate, use the the tax credits calculator on GOV.UK. If you’re self-employed, you need to work out your income from your taxable profits. For help with this, see how to claim tax credits if you’re self-employed. You can still apply if your income is slightly too high to be eligible for tax credits. If your income goes down later in the year, your tax credit claim can be backdated to when you made your claim. This is because tax credit amounts are worked out across a full year. This is called a ‘protective claim’ – the application process is the same.How many hours you need to work
You’ll need to work a certain number of hours to get Working Tax Credits, depending on your circumstances.Your situation | Hours a week you need to work |
---|---|
Your situation
Aged 25 to 59 |
Hours a week you need to work
At least 30 hours |
Your situation
Aged 60 or over |
Hours a week you need to work
At least 16 hours |
Your situation
Disabled |
Hours a week you need to work
At least 16 hours |
Your situation
Single and responsible for a child or young person |
Hours a week you need to work
At least 16 hours |
Your situation
In a couple and responsible for a child or young person |
Hours a week you need to work
At least 24 hours between you (with 1 of you working at least 16 hours) |
If you usually work more than your contracted hours
Use the number of hours you normally work instead. For example if you’re on a zero hours contract, but usually work 30 hours a week, tell HMRC you work around 30 hours. You need to tell HMRC if your regular hours change, as this might mean you don’t qualify for tax credits any more. If HMRC ask for proof of the hours you work, you can send payslips or a letter from your employer.If your hours change regularly
If the number of hours you work from week to week are predictable, HMRC call this a ‘normal working pattern’, even if your hours are different each week. You can give HMRC your average weekly hours over whatever period your normal working pattern is. For example, if it’s common for you to work 20 hours and 40 hours on alternate weeks, you could put your normal working hours as 30 hours per week. If your working hours are unreliable and irregular, you might not be able to say what hours are normal for you. If this is your situation, contact HMRC to get advice on how to describe your weekly hours. Or you can contact us.Who counts as responsible for a child or young person
You’re responsible for a child if they either:- live with you all the time
- usually live with you and you’re their main carer
- they work 24 or more hours a week
- they’re entitled to income-based Jobseekers’ Allowance, Income Support, income-related Employment and Support Allowance
Making sure you’re in paid work
You can get working tax credits if you’re in paid work that’s expected to last at least 4 weeks. This doesn’t include being paid:- expenses while volunteering
- a grant or allowance for studying or training
- for work done while in prison
If you’re not working
In some circumstances, you can get tax credits when you’re not working. For example if you’re on maternity or sick leave, or if you’ve recently lost your job.
You can also start claiming tax credits 7 days before starting work if you’ve accepted a job offer – your tax credits will start from the date work begins.
GOV.UK has a list of circumstances you can claim tax credits when not working and how long you can claim for.
If you’re a foster carer
You might be able to claim working tax credits as a self-employed person if you’re:
- getting a fostering allowance
- registered as self-employed with HMRC
Who counts as a couple for working tax credits
If you’re in a couple, you’ll need to make a joint claim with your partner. You’re counted as a couple if you’re married or in a civil partnership, or if you live together. If you’re temporarily separated, but still legally married, you’ll need to make a joint claim. HMRC treats you as a couple unless you’re either:- divorced
- legally separated under a court order
- permanently separated – ie you don’t plan to get back together