If you’re having problems paying your mortgage, you must take action quickly to avoid falling into debt.
On these pages you can find out how to avoid falling behind with your mortgage payments, how to clear your debt if you do fall behind and what happens if you’re taken to court because of mortgage debts.
Letter to ask creditors to hold off for a short period while you work out your budget or get advice.
Letter to ask creditors to hold off for a short period while you work out your budget or get advice.
Letter for when you have no money available to offer to your non-priority creditors.
Letter for when you have no money available to offer to your non-priority creditors.
Guide on using sample letters to creditors.
Letter for when you have some money available to offer your non-priority creditors.
Letter for when you have some money available to offer your non-priority creditors.
Letter for when you can’t make an offer of repayment and your circumstances are not going to improve.
Letter for when you can’t make an offer of repayment on a joint debt and your circumstances are not going to improve.
Letter to end a joint hire purchase or conditional sale agreement. You might need to do this if you can’t afford the payments any more.
Letter to end a hire purchase or conditional sale agreement. You might need to do this if you can’t afford the payments any more.