There are lots of different ways to borrow money. Before borrowing it’s a good idea to find out about the different options available so you can make a choice about which one is best for you.

Look at the following pages to find out more.

Information about secured and unsecured personal loans, how they work and how to compare different loan products.

Information about what home credit is, checking whether a home credit lender is licensed and how to compare home credit loans products.

Information about student loans and Career Development Loan, who can apply, how to apply and sources of further information.

Information about credit unions, how credit union loans work and how to find a local provider.

Information about illegal lending, how to check if a lender is properly licensed and what to do if you owe money to a loan shark.

If you have a problem with a loan you can use this letter to complain.