There are various options that exist to help you deal with your debt problems. These include bankruptcy, debt relief orders, debt management plans, administration orders, debt consolidation and Individual Voluntary Arrangements (IVAs). We explain how they work and whether they might be right for you.
You should always look at these options along with our pages on How to sort out your debts and Budgeting in our Help with debt section.
Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whether you can afford the repayments.
Information on credit scoring, credit rating, credit reference agencies and how they decide whether or not to give you credit.
How to find out if a CCJ has been made against you and change or remove an entry in the Register of Judgments, Orders and Fines.
Find out if your credit agreement is covered by the Consumer Credit Act 1974 and your rights if you want to cancel it.
Find out if your credit agreement is covered by the Consumer Credit Act 1974 and how to pay it off early.
Top tips for borrowing money, taking out a loan or using a credit card.